Fire Insurance

Factory premises, stock-in-trade, office buildings, furniture fixture & fittings and equipments etc. are valuable assets to your business. Fire Insurance covers these assets against damage by Fire and/or lightning. Our basic Fire Insurance policy can be extended to cover your assets against other perils such as typhoon, flood, earthquake, explosion, riot and strikes, malicious act, aircraft damage and vehicle impact.

Commercial Vehicle Insurance

Provide coverage for your vehicles used in business such as delivery trucks, pick-ups and other vehicles used for commercial purposes. This policy protects you against loss or damage to the vehicle and third party liability.

Public Liability Insurance

Provide coverage for legal liability for bodily injury to and /or damage to property of any third party arising out of negligent actions of the insured.

 
 
   
  Personal Insurance   |    Business & Commercial
   
    
CIC offers a complete line of general insurance to
meet all personal, business and commercial needs.
These policies may be purchased separately, or
as package plans tailored to the specific needs of
the individual or business.
   

Workmen's Compensation Insurance

Provide coverage for any workmen in your employment who should sustain personal injury by accident or disease in the course of employment arising from the employer's negligence. The coverage is subject to Workmen's Compensation Laws of the territory or area concerned.

Marine Insurance

Provide coverage for (a) marine cargo insurance covering goods in transit by ocean and/or inland transportation conveyances, (b) hull insurance covering any watercraft and its related equipments, (c) third party liability insurance covering any liability that may arise from the use of watercraft.

Surety/Labor Bonds

This is a requirement in CNMI. Employers who hire non-resident workers are required by law to post surety/labor bonds to guarantee the payment of (a) wages, (b) medical expenses and (c) repatriation costs of the employee.